Specialist Commercial & Business Finance Brokers

Simplifying Business Funding for Small and Medium Sized Companies

Bespoke Service

40 Years Experience

FCA Authorised and Regulated

Access to 200+ Lenders

Independent, Clear & Honest Advice

Your Trusted Commercial Finance Broker for SMEs, Property Professionals, and Investors

As an owner-manager of a small or medium-sized enterprise (SME), securing the right business finance shouldn’t be stressful. Yet, for many businesses, navigating the complexities of SME financing is one of the most challenging aspects of growth and, for some, survival.

No matter what sector your business operates in, finding flexible and accessible business funding solutions should be simple and straightforward. You don’t need an endless series of hoops to jump through, slow approval processes, or rigid loan structures that don’t match the way your business works.

Unfortunately, that’s the reality many SMEs, property professionals, and property investors are facing today.

The business lending market is undergoing significant change. High street banks have tightened their lending criteria, and traditional business finance has become increasingly difficult to access.

While traditional lenders are pulling back, the demand for capital in the SME and property sectors is higher than ever. To ensure continued growth and success, businesses need flexible business finance delivered quickly and to their specifications.

With over 40 years of experience in the finance industry, we specialise in offering tailored funding solutions that meet the unique needs of SMEs, trading businesses and property investors. We’re committed to helping businesses secure the capital they need, regardless of their credit profile or property ownership status.

If a traditional lender has turned you down, don’t worry. If you’ve got an offer of finance from your bank but it doesn’t quite fit what you actually need, we’re here to help with alternative finance solutions.

What We Do

Business Loans | Tor Business Finance
Asset Based Lending | Tor Business Finance
Merchant Cash Advance & Revenue Based Funding | Tor Business Finance
Short Term Cashflow Loans | Tor Business Finance
Secured Business Funding | Tor Business Finance
Funding For Business Purchase & Acquisitions | Tor Business Finance
Revolving Credit Facilities & Lines Of Credit | Tor Business Finance
Finance For Exporters | Tor Business Finance
E-commerce Funding | Tor Business Finance
VAT Funding | Tor Business Finance
Micro Business Loans | Tor Business Finance
Commercial Property and Buy to Let Funding | Tor Business Finance

Reasons to Raise Debt

SMEs raise debt for many different reasons.

Some do so to enable business expansion and development plans to be delivered; some to fund internal improvements; some use funding to diversify into new areas of business; some need a solution to assist with the challenge of cashflow fluctuations whilst others restructure their existing debt arrangements to deliver short, medium and long term cashflow and profit benefits.

Sectors

We work across all sectors. Here are a just few that we have worked in recently.


Hospitality

Retail

Logistics

Construction

Manufacturing

Agriculture

Health and Social Care

E-Commerce

Professional Services

Import / Export

Education

Charity